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	<title>Mortgage Blog UK</title>
	<link>http://www.mortgage-blog.co.uk</link>
	<description>Just another WordPress weblog</description>
	<pubDate>Sat, 15 Nov 2008 13:17:58 +0000</pubDate>
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		<title>Low Deposit Mortgages Disappear</title>
		<link>http://www.mortgage-blog.co.uk/2008/11/15/low-deposit-mortgages-disappear/</link>
		<comments>http://www.mortgage-blog.co.uk/2008/11/15/low-deposit-mortgages-disappear/#comments</comments>
		<pubDate>Sat, 15 Nov 2008 13:17:58 +0000</pubDate>
		<dc:creator>will</dc:creator>
		
		<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.mortgage-blog.co.uk/2008/11/15/low-deposit-mortgages-disappear/</guid>
		<description><![CDATA[Mortgage deals for people offering a 10% deposit have almost evaporated from the market, according to new figures. Only 66 deals of this kind are still available, compared with 586 three months ago and 1,197 in February. 
The figures, from Moneyfacts, reveal how the dramatic financial downturn has almost killed off traditional deals for those without [...]]]></description>
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		<title>BoE rate cuts passed on to mortgage holders at last</title>
		<link>http://www.mortgage-blog.co.uk/2008/11/08/boe-rate-cuts-passed-on-to-mortgage-holders-at-last/</link>
		<comments>http://www.mortgage-blog.co.uk/2008/11/08/boe-rate-cuts-passed-on-to-mortgage-holders-at-last/#comments</comments>
		<pubDate>Sat, 08 Nov 2008 11:53:18 +0000</pubDate>
		<dc:creator>will</dc:creator>
		
		<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.mortgage-blog.co.uk/2008/11/08/boe-rate-cuts-passed-on-to-mortgage-holders-at-last/</guid>
		<description><![CDATA[Mortgage holders will be glad to hear that the main mortgage lenders have started to cut their mortgage lending rates. The Nationwide, HBOS, the RBS/NatWest group and nationalised Northern Rock will cut their main variable lending rates by the full 1.5% on 1 December. 
Lloyds TSB and the Abbey announced similar steps on Thursday. The [...]]]></description>
		<wfw:commentRss>http://www.mortgage-blog.co.uk/2008/11/08/boe-rate-cuts-passed-on-to-mortgage-holders-at-last/feed/</wfw:commentRss>
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		<title>Repossession woes continue</title>
		<link>http://www.mortgage-blog.co.uk/2008/10/30/repossession-woes-continue/</link>
		<comments>http://www.mortgage-blog.co.uk/2008/10/30/repossession-woes-continue/#comments</comments>
		<pubDate>Thu, 30 Oct 2008 11:55:19 +0000</pubDate>
		<dc:creator>will</dc:creator>
		
		<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.mortgage-blog.co.uk/2008/10/30/repossession-woes-continue/</guid>
		<description><![CDATA[In a worrying development in the housing market, the number of people losing their homes after failing to meet their mortgage repayments has climbed sharply, says the UK&#8217;s financial watchdog.  
The number of repossessions in the second quarter of the year was 11,054, up 71% compared with a year earlier.  
The Financial Services Authority also [...]]]></description>
		<wfw:commentRss>http://www.mortgage-blog.co.uk/2008/10/30/repossession-woes-continue/feed/</wfw:commentRss>
		</item>
		<item>
		<title>A goal, an aspiration or a target.</title>
		<link>http://www.mortgage-blog.co.uk/2008/10/15/a-goal-an-aspiration-or-a-target/</link>
		<comments>http://www.mortgage-blog.co.uk/2008/10/15/a-goal-an-aspiration-or-a-target/#comments</comments>
		<pubDate>Wed, 15 Oct 2008 10:35:58 +0000</pubDate>
		<dc:creator>will</dc:creator>
		
		<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.mortgage-blog.co.uk/2008/10/15/a-goal-an-aspiration-or-a-target/</guid>
		<description><![CDATA[Surprise surprise, the government plan for major banks to return mortgage lending to 2007 levels is just a broad aspiration, according to the Council of Mortgage Lenders (CML). 
The government wants RBS and Lloyds TSB to boost lending to house buyers and small businesses as a condition of its injection of £37bn into the banks. [...]]]></description>
		<wfw:commentRss>http://www.mortgage-blog.co.uk/2008/10/15/a-goal-an-aspiration-or-a-target/feed/</wfw:commentRss>
		</item>
		<item>
		<title>UK Mortgage Lenders not &#8216;Hungry for Business&#8217;</title>
		<link>http://www.mortgage-blog.co.uk/2008/10/15/uk-mortgage-lenders-not-hungry-for-business/</link>
		<comments>http://www.mortgage-blog.co.uk/2008/10/15/uk-mortgage-lenders-not-hungry-for-business/#comments</comments>
		<pubDate>Wed, 15 Oct 2008 10:34:58 +0000</pubDate>
		<dc:creator>will</dc:creator>
		
		<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.mortgage-blog.co.uk/2008/10/15/uk-mortgage-lenders-not-hungry-for-business/</guid>
		<description><![CDATA[A bizarre situation has arisen where mortgage providers have had to defend their lending policies after the Treasury Select Committee of MPs said they are not ‘hungry for business’ and their caution is damaging the market. 
The Council of Mortgage Lenders (CML) said its members wanted to help the ailing housing market by helping first-time [...]]]></description>
		<wfw:commentRss>http://www.mortgage-blog.co.uk/2008/10/15/uk-mortgage-lenders-not-hungry-for-business/feed/</wfw:commentRss>
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		<item>
		<title>Rate cuts take the pressure of borrowers, but the relief is slight</title>
		<link>http://www.mortgage-blog.co.uk/2008/10/09/rate-cuts-take-the-pressure-of-borrowers-but-the-relief-is-slight/</link>
		<comments>http://www.mortgage-blog.co.uk/2008/10/09/rate-cuts-take-the-pressure-of-borrowers-but-the-relief-is-slight/#comments</comments>
		<pubDate>Wed, 08 Oct 2008 16:43:57 +0000</pubDate>
		<dc:creator>will</dc:creator>
		
		<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.mortgage-blog.co.uk/2008/10/09/rate-cuts-take-the-pressure-of-borrowers-but-the-relief-is-slight/</guid>
		<description><![CDATA[In the first piece of good news for mortgage holding homeowners for many months now, mortgage providers have today been lowering the cost of their home loans following the emergency cut in
UK interest rates. 
Halifax said it would be reducing its standard variable rate (SVR) from 7% to 6.5% from 1 November. Lloyds TSB, which [...]]]></description>
		<wfw:commentRss>http://www.mortgage-blog.co.uk/2008/10/09/rate-cuts-take-the-pressure-of-borrowers-but-the-relief-is-slight/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Gloomy news from Nationwide</title>
		<link>http://www.mortgage-blog.co.uk/2008/10/02/gloomy-news-from-nationwide/</link>
		<comments>http://www.mortgage-blog.co.uk/2008/10/02/gloomy-news-from-nationwide/#comments</comments>
		<pubDate>Thu, 02 Oct 2008 08:28:55 +0000</pubDate>
		<dc:creator>will</dc:creator>
		
		<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.mortgage-blog.co.uk/2008/10/02/gloomy-news-from-nationwide/</guid>
		<description><![CDATA[In yet more gloomy statistics, UK house prices have fallen for an 11th consecutive month, dropping by 1.7% in September, according to figures compiled by Nationwide. 
The figures show a 12.4% annual drop in prices, pushing the cost of the average UK home down to £161,797, more than £200,000 less than a year ago.  
Nationwide [...]]]></description>
		<wfw:commentRss>http://www.mortgage-blog.co.uk/2008/10/02/gloomy-news-from-nationwide/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Test case for shared appreciation mortgages</title>
		<link>http://www.mortgage-blog.co.uk/2008/10/02/test-case-for-shared-appreciation-mortgages/</link>
		<comments>http://www.mortgage-blog.co.uk/2008/10/02/test-case-for-shared-appreciation-mortgages/#comments</comments>
		<pubDate>Thu, 02 Oct 2008 08:28:05 +0000</pubDate>
		<dc:creator>will</dc:creator>
		
		<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.mortgage-blog.co.uk/2008/10/02/test-case-for-shared-appreciation-mortgages/</guid>
		<description><![CDATA[An interesting case is progressing through the courts; thousands of people who say they are trapped in their home by mortgages they took out in the 1990s are trying to get the contracts changed.
Lawyers say these deals were unfair giving too much to the banks and too little to the borrowers. Victims are being asked [...]]]></description>
		<wfw:commentRss>http://www.mortgage-blog.co.uk/2008/10/02/test-case-for-shared-appreciation-mortgages/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Better protection for buyers of new houses</title>
		<link>http://www.mortgage-blog.co.uk/2008/09/25/better-protection-for-buyers-of-new-houses/</link>
		<comments>http://www.mortgage-blog.co.uk/2008/09/25/better-protection-for-buyers-of-new-houses/#comments</comments>
		<pubDate>Thu, 25 Sep 2008 09:53:03 +0000</pubDate>
		<dc:creator>will</dc:creator>
		
		<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.mortgage-blog.co.uk/2008/09/25/better-protection-for-buyers-of-new-houses/</guid>
		<description><![CDATA[People who buy newly built houses are to get more help if they suffer delays moving into their property or find faults, after a probe into
UK house builders.  
A code of conduct and redress scheme will be set up after the Office for Fair Trading (OFT) said homebuilders must give better customer protection.  
After finding [...]]]></description>
		<wfw:commentRss>http://www.mortgage-blog.co.uk/2008/09/25/better-protection-for-buyers-of-new-houses/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Monthly stat porn</title>
		<link>http://www.mortgage-blog.co.uk/2008/09/25/monthly-stat-porn/</link>
		<comments>http://www.mortgage-blog.co.uk/2008/09/25/monthly-stat-porn/#comments</comments>
		<pubDate>Thu, 25 Sep 2008 09:52:37 +0000</pubDate>
		<dc:creator>will</dc:creator>
		
		<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.mortgage-blog.co.uk/2008/09/25/monthly-stat-porn/</guid>
		<description><![CDATA[It is statistics time once again. New figures show that mortgage lending halved during August and the number of loans approved for house purchase slumped to a new record low.
Net mortgage lending dived to just £2.1 billion during the month, less than half of July&#8217;s £4.8 billion. That puts mortgage lending at the lowest level [...]]]></description>
		<wfw:commentRss>http://www.mortgage-blog.co.uk/2008/09/25/monthly-stat-porn/feed/</wfw:commentRss>
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