Comments for Mortgage Blog UK http://www.mortgage-blog.co.uk Just another WordPress weblog Thu, 20 Nov 2008 13:20:47 +0000 http://wordpress.org/?v=2.2.3 Comment on Lender says buy-to-let still booming by Simon Reeks http://www.mortgage-blog.co.uk/2008/02/05/lender-says-buy-to-let-still-booming/#comment-245 Simon Reeks Thu, 08 May 2008 17:31:22 +0000 http://www.mortgage-blog.co.uk/2008/02/05/lender-says-buy-to-let-still-booming/#comment-245 Paragon do have a vested interest in talking up the market mind. It is a difficult one to call as it would make sense that if people are looking to sell their homes in this uncertain time, simply to lock in equity gains they have made then the demand for rented accomodation will be rising. I do not think there is a problem for experienced buy to let investors who will have bought part of their portfolio many years back and have benefitted from the property boom. If the housing market dips significantly they will add to their portfolio. The problem is for the people who jumped on the bandwagon later on in the day who will not only find their properties potentially in negative equity but also a lack of mortgage products on the market that can cater for the Loan to value (LTV) they need. We will have to wait and see. Paragon do have a vested interest in talking up the market mind. It is a difficult one to call as it would make sense that if people are looking to sell their homes in this uncertain time, simply to lock in equity gains they have made then the demand for rented accomodation will be rising.

I do not think there is a problem for experienced buy to let investors who will have bought part of their portfolio many years back and have benefitted from the property boom. If the housing market dips significantly they will add to their portfolio. The problem is for the people who jumped on the bandwagon later on in the day who will not only find their properties potentially in negative equity but also a lack of mortgage products on the market that can cater for the Loan to value (LTV) they need.

We will have to wait and see.

]]> Comment on Contact by Bobby http://www.mortgage-blog.co.uk/contact/#comment-228 Bobby Mon, 05 May 2008 01:01:08 +0000 http://www.mortgage-blog.co.uk/contact/#comment-228 I had a few questions about this blog and was wondering if I could be referred to the proper contact or the person responsible for overseeing this blog? I attempted to email the address listed above (larry@intelligentcapital.co.uk) but got a bounce-back. Thanks so much! I had a few questions about this blog and was wondering if I could be referred to the proper contact or the person responsible for overseeing this blog? I attempted to email the address listed above (larry@intelligentcapital.co.uk) but got a bounce-back. Thanks so much!

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